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Loan Payment Calculator

Estimate your monthly payment and total interest for any fixed-rate loan.

Inputs

USD
%
years

Results

Monthly Payment

$489.15

Total Interest Paid

$4,349.22

How it's calculated

Uses the standard amortized-loan formula M = P·r ÷ (1 − (1 + r)^−n), where P is the amount borrowed, r is the monthly rate (annual rate ÷ 12), and n is the number of months (years × 12). Total interest is the sum of payments minus the principal.

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